Professional Mortgage Advice

Right to Buy: buying your council home

Right to Buy allows most council tenants to buy their council home at a discount.

You could be a council tenant, or living in your home when the council transferred it to another landlord. If so, you have the right to buy your property at a discount.

Right to Buy and Mortgages

Why you might like to buy

Your home could be a valuable asset for you and your family and an investment for the future. Home ownership can give you the freedom to make the changes you want to your home and could be your first step on the property ladder.


The Right to Buy scheme was introduced in 1980 and is designed to help council and housing association tenants in England buy their home at a discount.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

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